Bank of Albania announced on Thursday, during the presentation of the Financial Stability Report th

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Bank of Albania announced on Thursday, during the presentation of the Financial Stability Report that, in December 2014, this loan fell to about 29.3% of total outstanding loans to households, from 34.2% at the end of 2013. About 91.2 % of loans to individuals not covered by exchange rate risk consists fellows auctions of "home purchase loans", fellows auctions which increased fellows auctions by 6.74 percentage points last of 2013, while "consumer credit" constitutes 10.7% of the credit risk uncovered The exchange rate, recording an increase of 2.7 percentage points last of 2013.
Regarding the quality of the loan portfolio not covered by exchange rate risk, in December 2014, the ratio of nonperforming loans scored 17.5%, against 20.0% a year ago and 20.4% at the end of the first half of the year 2014. Meanwhile, the foreign currency loan portfolio quality has deteriorated, reaching 19:31% from 18.74% at the end of 2013 and 17:23% six months earlier. The average level of foreign currency loans fell to 2.1 million borrowers, from 2.3 million at the end of 2013. This decline reflects the reduction of the stock of foreign currency loans for the purchase of housing for a higher number of borrowers, knowing Beene Bank of Albania. and, xh / fn /
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